Friday, March 31, 2017

America NEEDS To Offer Free College!

The United states of America should stop offering the "Student Loan Forgiveness Program" and instead offer free college to all its citizens. In today's industry, you need a college degree or some sort of certification to be considered for most jobs. In many jobs a college degree is required specially the ones that pay "really good." But any college student can agree that it is expensive, and to have a student loan forgiveness program was great, until last week, when the "Education Department" made a statement where they tell borrowers that they cannot rely on the programs administration to say if they qualify for forgiveness or not and that the approved letters could be rescinded at any time. Although the forgiveness program offers great benefits for its borrowers, like, after the ten years that their borrowers have worked in a government or non profit organization their debt is cleared, we would not be in debt or even stress about this program to see if you even qualify and if you do to later get a letter that states otherwise, if America just offered free college. It is unbelievable and sad to hear stories of those who do not go to college because they cannot afford it, and those who do go end up owing more than they will make in a lifetime. You have not even graduated, when you realize that those years that you spent getting an education for a good future will be doubled in the years that it will take you to pay off your student loans and any money you will make, will really not be yours since most of it has to go to your student loans, which as stated above might take years before you can even pay it off.

3 comments:

  1. Coming out of high school, I was fortunate enough to have earned a basketball scholarship meaning my schooling was paid for. Being as it wasn't necessarily hard, I instantly took it for granted and never realized the value of having school paid for; so I gave it up without a wince. This happened almost 4 years ago (if I would've stayed, I would be graduating this year with a bachelors) and now that I'm back in school, I realize how expensive it really is...and I'm only at a community college. Even the thought of paying for a university makes me quiver in my boots.
    But, I can't imagine making college free a liable solution just because you'd have to ask "where would the money to run the school come from, if not from us"? And as much as I would LOVE to say "Our wonderful government of course", but in reality, we care more about beefing our military than all else. Therefore, I would say it's safe to say the government wouldn't really be a reliable safety net.
    Bringing on option number 2, what if they took education taxes straight out of our checks like they do for medicare, and good ol' FICA? I, for one, wouldn't mind actually knowing where the money they seem to be hijacking every 2 weeks goes, especially if it's to something America desperately needs.
    If all else fails, then please please please can we AT LEAST reduce the outrageous tuition schools demand? Long Island University, the school I used, is around $50,000 a semester and it's not even a large school, such as UT. If we can't achieve making education something tax dollars can contribute to, the least we can do is making it remotely affordable for us average Joe's just trying to earn higher and a rewarding education. After all, most of us didn't intend that after a whooping 12 years of general education, to be stopped short of receiving that shining degree we all have worked so hard to get.

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  2. As the population is getting bigger and bigger, the job market is becoming more competitive. Some people try to get a job, and some try to stay in a job. Getting a higher education can always help ones get ahead in this competition. However, the education system today seems to favor the riches. Higher education can cost ones from $3000 to $50 000 depending on which school they enroll. The U.S government tries to help students with low income by giving grants, student loans, and scholarships. However, scholarships are very rare, and only a few students can get it. Moreover, Nahely Garcia mentions in her blog:"America NEEDS To Offer Free College!" that ones "have not even graduated, when you realize that those years that you spent getting an education for a good future will be doubled in the years that it will take you to pay off your student loans and any money you will make,..." A lot of students are discouraged because of the skyrocketing tuition costs.

    Furthermore, Ms. Garcia mentions about the Student Loan Forgiveness Program. Recently, the Education Department announced a shocking news that the program is not applied for everyone, and their approved letters can be rescinded. College students now have to go to school with stress that, The New York Times states, the government could "leave them stuck with thousands of dollars in debt that they thought would be eliminated." Ms. Garcia states a very good point that "although the forgiveness program offers great benefits for its borrowers, ....,we would not be in debt or even stress about this program to see if you even qualify and if you do to later get a letter that states otherwise, if America just offered free college."

    In conclusion, the United States government should be considered a good way to help its citizens to pursue higher education. They could offer free college and get a portion of tax money to pay for it. In addition, they could have a bill which makes colleges more affordable by regulating tuitions. Whichever way, the government need to do something. After all, the future of the country will lie on its people.

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  3. Free college education would be amazing but wouldn't that diminish the value of it? When I first started coming to school, I would pay out of my own pocket for classes. Now, I have government help. I learned the hard way to appreciate the opportunity to get an education. The United States needs to find a way to reduce education costs, so one has to work 20 years to pay it off. The country is missing out on many bright minds because they cannot afford a college education. Free is fine but a reduced and affordable cost is acceptable.

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